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Renting vs. Buying a Home: The Reckoning

Ben Felix

Canada is in the midst of what is (so far) the second-worst price decline for inflation-adjusted home prices going back to 1975. The worst was in the 1980’s with a peak to trough decline of 31%. Today’s decline is sitting at 28% as of December 2025. I updated my historical Canadian rent versus own analysis with 2025 data across twelve Canadian cities. The results challenge the narrative that owning a home is always a wise financial decision. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *C